Frequent Questions

Funerals fill an important role for those mourning the loss of a loved one. By providing surviving family and friends with an atmosphere of care and support in which to share thoughts and feelings about death, funerals are the first step in the healing process. It is the traditional way to recognize the finality of death. Funerals are recognized rituals for the living to show their respect for the dead and to help survivors begin the grieving process.

You can have a full funeral service even for those choosing cremation. Planning a personalized ceremony or service will help begin the healing process. Overcoming the pain is never easy, but a meaningful funeral or tribute will help.

• Pick up your loved one and transport them to the funeral home (anytime day or night)
  
• Notify proper authorities, family and/or relatives
  
• Arrange and prepare death certificates
  
• Provide certified copies of death certificates for insurance and benefit processing
  
• Work with the insurance agent, Social Security or Veterans Administration to ensure that necessary paperwork is filed for receipt of benefits
  
• Prepare and submit obituary to the newspapers of your choice
  
• Bathe and embalm your loved one, if necessary
  
• Prepare the body for viewing including dressing and cosmetizing
  
• Assist the family with funeral arrangements and purchase of casket, urn, burial vault and cemetery plot
  
• Schedule the opening and closing of the grave with cemetery personnel, if a burial is to be performed
  
• Coordinate with clergy if a funeral or memorial service is to be held
• Order funeral sprays and other flower arrangements as the family wishes

The funeral home will help coordinate arrangements with the cemetery.

• Bring the following information to complete the State vital statistic requirements:
  • Birth Date
  • Birthplace
  • Father's Name
  • Mother's Name
  • Social Security Number
  • Veteran's Discharge or Claim Number
  • Education
  • Marital Status
• Contact your clergy. Decide on time and place of funeral or memorial service. This can be done at the funeral home.
• The funeral home will assist you in determining the number of copies of the death certificates you will be needing and can order them for you.
• Make a list of immediate family, close friends and employer or business colleagues. Notify each by phone.
• Decide on appropriate memorial to which gifts may be made (church, hospice, library, charity or school).
• Gather obituary information you want to include such as age, place of birth, cause of death, occupation, college degrees, memberships held, military service , outstanding work, list of survivors in immediate family. Include time and place of services. The funeral home will normally write article and submit to newspapers (newspaper will accept picture and they will be returned intact).
• Arrange for members of family or close friends to take turns answering door or phone, keeping careful record of calls. If Social Security checks are automatic deposit, notify the bank of the death.

Yes - If you request immediate assistance. If the family wishes to spend a short time with their loved one to say good-bye, that’s perfectly acceptable. Your funeral director will come when your time is right.

Viewing is a part of many cultural and ethnic traditions. Many grief specialists believe that viewing aids the grief process by helping the bereaved recognize the reality of death. Viewing is encouraged for children, as long as the process is explained and the activity is voluntary.

Embalming sanitizes and preserves the body. Embalming makes it possible to lengthen the time between death and the final disposition, allowing family members time to arrange and participate in the type of service most comforting to them.

The Federal Trade Commission says, "Except in certain special cases, embalming is not required by law. Embalming may be necessary, however, if you select certain funeral arrangements, such as a funeral with viewing. If you do not want embalming, you usually have the right to choose an arrangement that does not require you to pay for it, such as direct cremation or immediate burial."

 A funeral home is a 24-hour, labor-intensive business, with extensive facilities (viewing rooms, chapels, hearses, etc.), these expenses must be factored into the cost of a funeral.

Additionally, the cost of a funeral includes not only merchandise, like caskets, but the services of a funeral director in making arrangements; filing appropriate forms; dealing with doctors, ministers, florists, newspapers and others; and seeing to all the necessary details. 

Yes - however the depth of those arrangements really depends  on how you wish to commemorate your loved one's life. One of the advantages of cremation is that it provides you with increased flexibility when you make your funeral and cemetery arrangements. You might, for example, choose to have a funeral service before the cremation; a memorial service at the time of cremation or after the cremation with the urn present; or a committal service at the final disposition. Funeral or memorial services can be held in a place of worship or at the funeral home.

With cremation, your options are numerous. The urn can be interred in a cemetery plot, i.e., earth burial, retained by a family member, scattered on private property, or at a place that was significant to your loved one. (It would always be advisable to check for local regulations regarding scattering in a public place-your funeral director can help you with this.)

Today, there are many different types of memorial options from which to choose. Memorialization is a time-honored tradition that has been practiced for centuries. A memorial serves as a tribute to a life lived and provides a focal point for remembrance, as well as a record for future generations. The type of memorial you choose is a personal decision.

You might choose ground burial of the urn. If so, you may usually choose either a bronze memorial or monument. Cremation niches in columbariums are also available at many cemeteries. They offer the beauty of a mausoleum setting with the benefits of above ground placement of your loved one. Many cemeteries also offer scattering gardens. This area of a cemetery offers the peacefulness of a serene garden where family and friends can come and reflect.

Uncertainty about income tax issues can add to the stress experienced from the death of a spouse. You should meet with your family attorney and/or tax advisor as soon as possible to review your particular tax and estate circumstances. Bring a detailed list of your questions to the meeting. If you do not have an attorney or tax advisor, call the IRS toll-free at 800-829-1040 for answers to specific tax questions.